Stafford loans are deferred based on enrollment per semester NOT anticipated graduation date.

An electronic enrollment report (Clearinghouse) is submitted to the US Dept of Education during the third week of classes for the Fall and Spring terms. Lenders and Direct Loans Servicers retrieve this information for deferment purposes.

Enrollment for Summer terms must be reported manually. The student must request an in-school deferment form from their lenders, complete the form and submit it to McDaniel College Registrar's Office for certification.

Do not stop payment of your student loan until you receive notification from Direct Loan or your lender that your loan is in deferment.