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Understanding Your Bill

Your bill is composed of a variety of charges. Understanding each charge is an important step in your financial planning. 

student at computer


If you have your own comparable health insurance coverage, waiving the McDaniel health insurance is easy! The deadline to complete the waiver is June 10. Students who have not waived McDaniel’s insurance will be enrolled and will see this charge reflected on their bill.

If you wish to waive your health insurance, you will need to complete the following steps. Please have your personal insurance coverage card in front of you as you will be asked to enter information that is included on the card.

Step 1: Go to (site opens early June.)

Step 2: Follow the prompts to waive the insurance coverage.

Step 3: After completing the steps, print the confirmation page for your records.

Important things to know about your bill:

  • Payment for the fall semester is due on or before July 15.
  • Only the first semester bill is mailed home. Future bills will be available online only.
  • The deadline to complete the health insurance waiver is June 10. We recommend completing the process as early as possible so your bill is accurate.
  • Please note that your financial aid will be listed on your bill as pending because you have not started the semester yet. Once classes begin, your financial aid will be paid (disbursed) to your student account and appear as a credit on your bill.
  • To register for classes, you must agree to pay in a timely manner all financial obligations to McDaniel College which are incurred during the entire term of enrollment, in accordance with the published policies of McDaniel College. This agreement covers payment of tuition, any room and board expenses incurred, and any fees, fines or charges.
  • Failure to pay will result in additional charges and penalties.

Missing Something? No Pending Financial Aid

If no pending financial aid appears on your bill or something is missing, it typically means that you have not completed all the steps on your financial aid checklist. Visit Financial Aid Self-Service to view your checklist and complete any missing steps. You may also contact your admissions counselor at any time to check the status of your financial aid and next steps.

McDaniel College Financial Aid Director Kemia Himon assists Financial Aid Specialist Aza Smith

Federal Educational Rights and Privacy Act (FERPA) A Family Discussion

As a college student, your McDaniel records (including your academic and financial records) belong to you. This means that McDaniel College staff are legally required to have your written permission before we can disclose details of your academic and financial accounts with others (including parents or guardians). If you would like to authorize us to share your education records with parents or others, you must complete the Release of Student Information Form. 

Additional Charges and Penalties

  • Unpaid accounts are subject to a late fee. The fee will be $25 or 1% per month of the unpaid balance, whichever is greater.
  • If payment is not made or arranged prior to the start of classes, or payment plans are defaulted during the semester, your class registration may be cancelled.
  • Failure to pay will prevent release of diploma, graduation, registration and/or release of transcripts and McDaniel College will use all legal avenues available to pursue delinquent payments, including the cost of collection efforts (within the guidelines of Maryland State Law).
  • Payment plans contracted through Tuition Management Systems are subject to enrollment fees and late payment fees.
  • A $30 returned check fee will be charged for each item returned from a bank regardless of the reason it was returned. If an electronic check is returned any and all applicable check fees will be added per the agreement signed by the student/parent/guardian/spouse or proxy at the time the payment was submitted. Checks returned because of stopped payment, account closed or “refer to maker” cannot be redeposited. The amount of the check plus any applicable fees will be due immediately and payable by the student. Returned check items must be paid by cash, cashier’s check or credit card. Students who have had three or more checks returned unpaid for any reason will no longer be able to submit payment via personal check regardless of whose account the check is drawn on.

Refund Policies & Disclosures

Withdraw/Refund Policy

Undergraduate Refunds

The College must make financial commitments to its faculty, staff, and service contractors on an annual basis. It is assumed a student will not withdraw from the College during a semester. Should withdrawal become necessary because of prolonged illness or similar unusual circumstance, the following refund policy will prevail. I understand that I am registering for educational courses at McDaniel College (“College”) and that I am fully responsible for the cost and expense of all tuition, fees, housing, meal plans and other related educational expenses associated with my enrollment and status as a student at the College (“educational expenses”). I further understand that payment for any amounts due for these educational expenses must be made by the deadline that is published at and selecting “Tuition, Fees, and Financial Policies” for the semesters/terms that I am enrolled. Should I incur any expenses for items not set forth therein, payment is due at the time they are incurred, or I am otherwise informed they are due. Any payments not made by these deadlines will be considered an unpaid balance on my account.

Tuition, Room and Board Withdrawal Refund Policy

Fall & Spring Semesters
(for 2022-2023 the academic semester)
Summer Session
  • First week = 80%
  • Second week = 60%
  • Third week = 40%
  • Fourth week = 20%
  • After fourth week = No Refund or discounts
  • Less than 3 days = 80%
  • Between 3 and 4 days = 60%
  • Between 5 and 6 Days = 40
  • Between 7 and 8 Days = 20%
  • Over 8 Days = No Refund or Discounts

Effective Date of Withdrawal

The effective date of withdrawal is the date upon receipt of the Withdrawal Form in the Office of Academic Affairs. Students receiving financial aid may have a portion of their original award returned to the program as required by federal regulation and the McDaniel College refund policy, thus creating a balance due to the College. If the result is a credit balance, the credit balance will be mailed to the billing address within 3 weeks of the withdrawal date. Please review the financial aid brochure for more information.

Credit Balances

It may happen that financial aid postings may exceed the cost of tuition, room and board. If this occurs, a credit balance will appear on the billing statement. Refunds are automatically processed starting the second Friday of each semester. Student refunds will be placed in the student CAMPUS MAIL. PLUS loan refunds will be mailed as designated per the PLUS loan application. If you would like to use a portion of the credit towards books we can transfer up to $600 to your McDaniel 1Card. Please stop by the Bursar’s Office to authorize that transfer.

Federal Title IV Aid Refunds

FEDERAL TITLE IV aid includes programs such as Pell grants, SEOG grants, Perkins Loans, Subsidized Loans, and Unsubsidized Loans. Federal regulations require McDaniel College to use these funds to pay for your tuition, mandatory fees, room and meals that we charge. Your bill or account may also include other charges on it, such as parking, McDaniel 1card, library fines etc. Federal regulations allow the college to use Title IV funds to pay for these other charges only if you authorize the college to do so. The authorization form is available on the Bursar’s home page on the portal.

Force Majeure

I understand that there may be instances beyond the control of McDaniel College that result in a modification or cancelation of classes and/or closure of the college. Such instances may include, but are not limited to: (a) acts of God; (b) flood, fire, earthquake or explosion; (c) war, invasion, hostilities (whether war is declared or not), terrorist threats or acts, riot, or other civil unrest; (d) actions, embargoes or blockades in effect on or after the date of this Agreement; (e) action by any Governmental Authority; (f) national or regional emergency; (g) strikes, labor stoppages, or industrial disturbances; and (h) epidemic or pandemic (each a "Force Majeure Event").

I understand and agree that the Tuition, Room and Board Withdrawal Refund Policy above will not be offered in the case of modification or cancelation of classes and/or closure of McDaniel College resulting from a Force Majeure Event, and hereby waive any and all claims against McDaniel College arising out of or related to the modification or cancelation of classes and/or closure of McDaniel College that arise out of or relate to a Force Majeure Event. However, in the event of a campus closure, the college will provide a pro-rata refund of the board plan.